بانک انصار
وام نقدی

وام با میانگین حساب سپرده قرض‌الحسنه بانک انصار

بانک انصار

97 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
18%
به‌روزرسانی: 3 ماه پیش
سقف وام
40 میلیون تومان
مدت بازپرداخت
24 ماه
نوع ضمانت
ترکیبی
نیاز به سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

This loan from Bank Sepah is based on your average account balance, offering a maximum of 40 million Tomans with an 18% interest rate and up to 24 months repayment. It requires a deposit and 6 months of deposit dormancy. Guarantees include official guarantors, and for amounts over 20 million Tomans, a property deed is needed. Currently, this loan is not being offered. Loan amounts are typically several times the average deposit balance over several months. Employment and income documents are important factors in determining loan amount and duration.

شرایط و ضوابط

  • Existing or new average account with Bank Sepah
  • Deposit a sum for 3 to 6 months in a Qard al-Hasan account (if no active account)
  • Provide official guarantor (for up to 20 million Tomans)
  • Provide property deed (for over 20 million Tomans)
  • Provide employment and income verification documents

مدارک مورد نیاز

  • Applicant's identification documents
  • Guarantor's identification documents (if applicable)
  • Employment and income proof documents
  • Property deed (for higher loan amounts)

ویژگی‌های ویژه

Loan based on average account balance
18% interest rate
Maximum 40 million Tomans loan
Up to 24 months repayment period (extendable to 27 months)
Requires a Qard al-Hasan deposit account
6 months deposit dormancy period
Loan amount determined by average account balance
Possibility of loan renewal/extension

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