بانک مرکزی
وام دانشجویی

وام ودیعه مسکن دانشجویی بانک مرکزی

بانک مرکزی

136 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
23%
به‌روزرسانی: 3 ماه پیش
سقف وام
200 میلیون تومان
مدت بازپرداخت
60 ماه
نوع ضمانت
بدون ضامن
بدون سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

The Central Bank Student Housing Deposit Loan is for married students, available once per academic period. Applicants need a valid lease with a tracking code for a home in their study city. Not applicable in the final semester; if both spouses are students, only one can apply. Female heads of household are also eligible. Max loan is 200,000,000 Tomans for Tehran, 150,000,000 Tomans for major cities (Alborz, Isfahan, Shiraz, Tabriz, Mashhad, Ahvaz), and 100,000,000 Tomans for other cities. The disbursed amount matches the lease if lower than the max. Interest rate is 23% with max 60-month repay

شرایط و ضوابط

  • Must be married
  • Must be an active student (not in final semester)
  • Eligible once per academic period
  • Valid lease agreement with tracking code
  • Lease must be for a property in the city of study
  • Credit assessment required
  • If both spouses are students, only one can apply

مدارک مورد نیاز

  • Valid lease agreement with tracking code

ویژگی‌های ویژه

Housing deposit loan for students
Available to married students
Maximum amount up to 200,000,000 Tomans
Interest rate of 23%
Repayment period up to 60 months
No separate deposit required
Eligible for female heads of household
Loan amount adjusts to lease value
Covers various cities with different ceilings

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